Freehold or Leasehold?

Leasehold
Leasehold is a type of legal ownership, it means that you own the property but not the land that it is built on and so you pay ground rent to whoever does own that land – normally known as the freeholder or landlord.

Freehold
Freehold is a type of legal ownership, it means that you own the property and the land it is built on outright

Buy To Let or Purchased for Investment

This won't have an impact on your quote - but it will impact your Stamp Duty costs.

New build

We check for planning and building regulations approvals and identify any issues relating to the drains and roads, that there are sufficient rights of access to the property and that planning conditions have been fulfilled.

Your Government Land Registry fee will be higher for a new build property.

First time buyer

As a first time buyer you don't pay Stamp Duty on purchases up to a value of £300,000. However we still do have to register your information for SDLT for which there is a charge.

How many people are buying the property?

How many people you want to be on the Deeds when you purchase? We need to know at the start of the conveyancing process so we can carry out identification checks for which there is a charge. One i.d.check is included in the fixed fee.

It's a shared ownership property

Mainly offered by housing associations or New build developers, you buy a percentage of the rent the remaining percentage from the developer or housing association. The process includes liaising with the Housing Association or new build developer, dealing with the mortgage lenders and arranging for the property to be valued.

How many people are selling the property?

How many people are on the title Deeds of the property you are selling? We need to know at the start of the conveyancing process so we can carry out identification checks for which there is a charge. One i.d.check is included in the fixed fee.

Transfer of Equity

A Transfer of Equity or Transfer of Title is when someone is added or removed from ownership of a property. In the case of remortgage, a fee relates to the management of permissions from lenders to transfer equity and / or situations where money is changing hands when an individual is ‘bought out’ which is more complicated.

Number of applicants

How many people you want to be on the Deeds when you remortgage? We need to know at the start of the conveyancing process so we can carry out identification checks for which there is a charge. One i.d.check is included in the fixed fee.

Telephone

We need to call you to confirm details so we can send your welcome pack out.

Your details

By requesting a quote you are agreeing to us contacting you about your quote. Your details will be used only to follow up your quote. Once we've done this your details will be removed from our system. Full terms are available on the website.